Frequently Asked Questions
Everything you need to know about the LandTrustX™ platform, fractional equity, and liquidity.
What is LandTrustX™?▼
A marketplace for fractional real-estate equity. Investors buy shares in cash-flowing properties; property partners unlock debt-free capital without selling the entire asset.
Do property partners have to keep managing the property?▼
It's completely your choice. You can sell equity when you want and how much you want, from 5% up to 100% (conditions apply).
You choose whether to keep managing day-to-day operations yourself or hand over management to a fully vetted professional property management partner. In either case, investors receive voting rights on major property structural decisions (such as major capital renovations, reserve policy adjustments, or property manager transitions) via our governance portal.
Is this a loan, refinance, or second mortgage?▼
No. LandTrustX™ is a direct fractional equity sale — not a loan. There is no new debt, no monthly interest payments, no debt service, and no refinancing.
What are the investment minimums?▼
Minimum investment starts at $50 per share. Minimums may vary per deal.
How is LandTrustX™ different from a Home Equity Agreement (HEA)?▼
LandTrustX™ and Home Equity Agreements both help property owners access equity without taking on new debt — but they work in completely different ways.
HEA
A Home Equity Agreement is a long-term private contract (often 10–30 years) with a single company. That company captures a percentage of your property's future appreciation and requires lump-sum repayment upon sale or term expiration.
LandTrustX™
LandTrustX™ structures your property into equity shares held inside an isolated Series LLC / Land Trust and offers those shares on an open marketplace to investors. You sell shares at today's fair market value, choose whether to keep or delegate management, and retain full flexibility over your equity timeline.
What exactly am I selling when I list my property?▼
You are selling fractional shares of your property equity, similar to shares of a company. You have total flexibility to offer anywhere from 5% up to 100% equity (conditions apply) based on your capital needs, while retaining full ownership of all shares you do not sell.
Do individual investors contact tenants or visit my property?▼
No. Investors are passive equity owners with zero tenant contact and no interference in day-to-day maintenance. Operations are managed entirely by the property partner or their designated management partner.
If I sell shares, do I owe anything back later?▼
No. This is not a loan. You receive cash proceeds upfront, and investors own their shares. You have no debt repayment schedule or monthly liabilities.
How does LandTrustX™ protect property title and ownership?▼
Your property is deeded to an isolated Series LLC or Land Trust that holds legal title. Inside the entity, fractional shares are issued. Each property is compartmentalized to protect against cross-liability.
Can I list a property that still has a mortgage on it?▼
Yes — you can list properties that currently have a mortgage. Share sales allow you to pay off existing debt and unlock equity from your property with zero monthly loan payments.
What type of properties qualify for LandTrustX™?▼
We currently accept single-family residential rentals, multi-family units, duplexes/fourplexes, and small residential income properties. Additional commercial asset types will be introduced as the platform expands.
How do investors make money on LandTrustX™?▼
Investors earn rental income dividend distributions deposited directly into their wallet balance, participate in long-term property appreciation, and can sell shares directly to cash out quickly without waiting for secondary market buyers.
How do property partners benefit from selling shares?▼
You unlock debt-free cash from your property without monthly loan payments or refinancing hurdles. You are free to use your cash proceeds however you choose — withdraw to your bank account, fund personal or business goals, or reinvest into shares of other cash-flowing properties.
Can I sell more shares later if I need more capital?▼
Yes. You can offer and sell additional shares of your retained equity whenever you want based on your timeline and capital needs.
What if the property is sold in the future?▼
If the property is sold, net sale proceeds are distributed to all shareholders proportionally based on their share ownership on the cap table. Property-level sale decisions are subject to governance voting.
Can investors sell their shares?▼
Yes. When you decide to sell shares, the transaction is processed immediately so you receive your payout in a very short time. You are not stuck waiting for the market or third-party buyers to purchase your shares before cashing out.
What fees does LandTrustX™ charge?▼
LandTrustX™ operates with complete fee transparency. Property management and operating expenses are deducted directly from rental collections before net distributions are paid, meaning investors never pay out-of-pocket management fees. Standard platform transaction fees apply when buying or selling shares, with zero monthly account maintenance fees.
Is LandTrustX™ legal and regulated?▼
Yes. LandTrustX™ offerings are conducted in compliance with approved SEC frameworks including Regulation CF and Regulation D (Rule 506(c)), with custody and escrow supported by registered broker-dealer and partner banking rails.
How secure is my information and funds?▼
LandTrustX™ utilizes bank-grade encryption, secure identity verification, and FDIC-insured partner banking to keep your account and funds secure at all times.